Your Credit Score (also known as your MyFico score) is calculated with the following breakdown:
* 35% - Payment History
* 30% - Credit to Debt Ratio
* 15% - Credit History
* 10% - New Credit
* 10% - Credit Types in Use
If you excel in one area and lack in another, only fixing the areas which you lack are going to improve your score.
You can read more about these tips on my blog: How Can I Increase My Credit Score
* http://millionster.com/articles/debt/inc…
Maybe these tips can help you boost you score right over that last ledge!
hehe good luck =)
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